Employees Deposit-Linked Insurance (Amendment) Scheme 2025 – EPF&MP Act, 1952: Notification

Employees Deposit-Linked Insurance (Amendment) Scheme 2025 – EPF&MP Act, 1952: Notification dated 18.07.2025

MINISTRY OF LABOUR AND EMPLOYMENT
NOTIFICATION
New Delhi, the 18th July, 2025

G.S.R. 476(E).— In exercise of the powers conferred by section 6C read with sub-section (1) of section 7 of the Employees’ Provident Funds and Miscellaneous Provisions Act, 1952 (19 of 1952), the Central Government hereby makes the following Scheme further to amend the Employees’ Deposit-Linked Insurance Scheme, 1976, namely:-

1. (1) This Scheme may be called the Employees Deposit-Linked Insurance (Amendment) Scheme 2025.

(2) It shall come into effect from the date of its publication in the Official Gazette.

2. In the Employees’ Deposit Linked Insurance Scheme, 1976, in paragraph 22, –

(i) after sub-paragraph (1), the following subparagraph shall be inserted, namely: –

“(1A) In the event of death of an employee under sub-paragraph (1) during the preceding twelve months or during the period of his membership, even if the average provident fund balance of an employee who is a member of the Fund or of a provident fund exempted under section 17 of the Act, as the case may be, is less than rupees fifty thousand, a minimum assurance benefit of rupees fifty thousand shall be payable.”

(ii) in sub-paragraph (3) after the words “whichever is higher” and before the Explanation, the following proviso shall be inserted, namely :-

“Provided that for the purpose of determination of continuous period of twelve months required for eligibility of minimum assurance benefits payable under sub-paragraph (3) of the Scheme, the gap of upto sixty days between two spells of employment shall be ignored and such multiple services shall be added being treated as continuous service.”

(iii) after sub-paragraph (4), the following sub-paragraph shall be inserted, namely:-

“(5) In the event an employee who is a member of the Fund or of a provident fund exempted under section 17 of the Act, as the case may be, dies in service within six months of the last contribution received while still being on the rolls of the employer, such an employee shall get the assurance benefit as per the Scheme.”

[F. No. R-16011/01/2025-SS-II]
DEEPIKA KACHHAL, Jt. Secy.

Note: The Employees’ Deposit Linked Insurance Scheme, 1976 was published in the Gazette of India, Extraordinary, Part II, Section 3, Sub-section (i), vide number G.S.R. 488(E), dated the 28th July, 1976 and was last amended vide notification no. G.S.R. 715(E), dated the 18th November, 2024.