Withdrawal from the provident fund for Housing Loan & Repayment: Gazette Notification, Application Form, Certificate & Authorization Form

Withdrawal from the provident fund to facilitate housing needs of workers Gazette Notification on amendment in EPF Scheme, 1952.

Employees’ Provident Fund Organisation
(Ministry of labour & Employment, Govt. of India)
/ Head Office
Bhavishya Nidhi Bhavmn, l4-Bhikaiji Cama Place, New Delhi-l 10066

No. WSU/39(1)2017/Housing Scheme
Date: 21.04.2017

All Addl. Central Provident Fund Commissioners (HQ/Zone)
All Regional Provident Fund Commissioners of
Regional Offices.

Sub: Withdrawal from the provident fund to facilitate housing needs of workers Gazette Notification on amendment in EPF Scheme, 1952.


The copy of Gazette Notification No. G.S.R. 351(E) dated 12th April, 2017 on insertion of paragraph 68-BD in EPF Scheme, 1952 is enclosed for carrying out following actions immediately with full vigour:-

1. Give wide publicity to the above notification amongst employers and members of Provident Fund through media, e-mails, seminars, workshops etc. Awareness about the new provision should be created, especially through employers' associations and workers’ unions so that eligible and willing members can avail withdrawal and loan repayment facilities.

2. In case of projects, member may apply for withdrawal, being a member of society having ten or more members and registered under any law and the society is desirous of purchasing dwelling houses/flats (including flats in a building owned jointly with others) or for construction of dwelling houses including the acquisition of a suitable site from the government or any Housing Agency under any Housing Scheme or any promoter/builder for the members. Member may apply individually/jointly through housing society in the format enclosed herewith (Annexure-I) to get a certificate from the commissioner specifying balance in his/their provident fund accounts alongwith monthly contributions during last 3 months preceding the month of receipt of such application. Certificate in enclosed format (Annexure-II) may be issued by the commissioner to the members/housing society as the case may be. Alternatively PF members may get print out of their passbook from the website of EPFO for submitting to the housing cooperative society/banks. It is directed that all employers and workers be facilitated for housing projects as per provisions of para 68-BD of EPF Scheme, 1952 but EPFO shall not recommend or be associated in the agreement with any particular builder/promoter/housing agency/housing society.

3. Members may not have repayment capacity to borrow requisite funds from banks/other prime lending housing finance companies etc. In addition to the lump sum withdrawal up to 90% of accumulations in provident fund accounts, members may opt for full/part repayment of loans out of monthly P.F. contributions also. For this purpose, banks/prime lending institutions may make use of the aforesaid certificate containing details of Provident Fund contributions received in members’ account during last three months for facilitation of loan processing to arrive at equated monthly installments for withdrawal under Para 68 BD(3).
4. Composite Claim Forms can be made use of by members for withdrawals for purposes under Para 68-80 as a member of cooperative society or society registered for housing purpose, and for authorization to Commissioner to repay monthly installments for repayment of loan to the Government or a Housing Agency or Primary Lending Agency or bank.

5. In addition to the composite claim form in clause (4) above, a letter of authorization cum undertaking signed by the member for repayment of monthly installment out of Provident Fund Account may also be obtained in enclosed format (Annexure-III).

6. Members whose annual income is less than the amount specified in Pradhan Mantri Awas Yojna and do not own a house in the name of any family member anywhere in India, can avail of interest subsidy up to Rs. 2.20 Iakhs in Credit Linked Subsidy Scheme (CLSS). This subsidy is being disbursed by the Ministry of Housing & Urban Poverty Alleviation (MoHUPA), Government of India through its nodal agency HUDCO and National Housing Bank details of which are available on the website at www.mhupa.gov.in. For availing the subsidy, member may get loan from public/private sector banks, cooperative banks and housing finance
companies details of which are available at web-links http://mhupa.gov.in/writereaddata/ews-lig-pli.pdf as well as http://mhupa.gov.in/writereaddata/mig-pli-.pdf. HUDCO will facilitate implementation of the scheme jointly with EPFO through their various field offices. (Copy of MoU with HUDCO will be forwarded separately).

This issues with the approval of Central P.F. Commissioner.

Enclosures. As above

Addl. Central P.F. Commissioner (Enroll. & Housing)

The Gazette of India

PART-II Section 3-Sub-section(i)

Published by Authority
No. 282]



New Delhi. the 12th April. 2017

G.S.R. 351(E).-In exercise of the powers conferred by section 5 read with sub-section ( I ) of section 7 of the Employees’ Provident Funds and Miscellaneous Provisions Act. 1952 (19 of 1952). the Central Government hereby makes the following Scheme. further to amend the Employees' Provident Funds Scheme. 1952. namely:-

1. (1) This Scheme may be called the Employees' Provident Funds (Fourth Amendment) Scheme. 2017.

(2) It shall come into force from the date of its publication in the Official Gazette.

2. In the Employees' Provident Funds Scheme. 1952. after paragraph 68 BC. the following paragraph shall be inserted. namely:-

“68BD. Withdrawal of. and financing from. the Fund for purchase of dwelling house or flat or the construction of a dwelling house- (l) Notwithstanding anything contained in paragraph 68B or 68BC or 68BC. where a member of the Fund. who.-

(a) being a member of a cooperative society or a society registered for housing purpose under any law for the time being in force and such society has at least ten members of the Fund. and

(b) desires to purchase a dwelling house or flat including flat in a building owned jointly with others. outright or on hire-purchase basis. or for construction of a dwelling house including the acquisition of a suitable site for the purpose. from the Central Government. a State Government. or any housing agency under any housing scheme or any promoter or builder for the members.

may apply in such form and in such manner. as may be prescribed by the Commissioner. for withdrawal from the amount standing to the credit of the member in the Fund.

(2) The Commissioner, or any other officer subordinate to him where so authorised by the Commissioner. on receipt of such application may. sanction such amount not exceeding the member’s own share of contribution with interest thereon and the employer’s share of contribution with interest thereon to his credit or the cost of the acquisition of the proposed property whichever is less by debiting to the member’s account:

Provided that the amount of the withdrawal shall not exceed ninety per cent of the employer's share of contribution and interest thereon and employee's share of contribution and interest thereon:

Provided further that the member and the society as the case may be. shall be. liable in accordance with the terms of the agreement with the housing agency or builder or promoter and the Commissioner shall not be responsible or liable or make himself liable for the act of the parties to the agreement.

(3) No withdrawal under this paragraph shall be granted-

(i) unless the member has membership of the Fund for at least three years:

(ii) more than once:

(iii) unless the share of contribution with interest thereon in the amount standing to the credit in the Fund of the member/or together with the spouse who is also a member. is not less than twenty thousand rupees:

(4) Where a member desires and authorises that monthly installment for the repayment. wholly or partly. of any outstanding principal or interest of a loan obtained in the name of the member or spouse of the member or jointly by the member and spouse may be paid from the amount standing to the credit of the member in the Fund. and payment may be made on behalf of the member to the Government or a housing agency or primary lending agency or bank concerned as the case may be:

Provided that when the membership of the member ceases to exist. or. where the amount standing to in the credit of the member’s account is not sufficient to pay the monthly installment for any month. the Commissioner or where so authorized by the Commissioner any other officer subordinate to him shall not be liable to pay the monthly installment or any late fee or interest or other such charges.

(5) The withdrawal for the purchase of a dwelling house or flat or a dwelling site or construction of a dwelling house. under sub-paragraphs (l) and (2). shall not be made to the member in any event and shall be made direct to the Cooperative Society. Central Government. a State Government. or any Housing Agency under any Housing Scheme or any promoter or builders as the case may be. in one or more installments. as may be authorized by the member.

(6) (a) It” the withdrawal or finance granted under this paragraph exceeds the amount actually spent for the purpose for which it was sanctioned. the excess amount shall be refunded by the member to the Fund in one lump sum within thirty days of the finalization of the purchase. or the completion of the construction of. or necessary additions or alterations to a dwelling house or flat. as the case may be;

(b) The amount so refunded under sub-paragraph (a) shall be credited to the employer's share of contribution in the member’s account in the Fund to the extent of withdrawal granted out of the said share and the balance. if any. shall be credited to the member's share of contribution in his account;

(c) In the event of the member failing to get allotted a dwelling site or dwelling house or flat or in the event of the cancellation of an allotment made to the member by the Cooperative Society. the Central Government. a State Government. or any Housing Agency under any Housing Scheme or any promoter or builders to which the amount so withdrawn has been given the member shall be liable to ensure the refund of the amount to the Fund in one lump sum in such manner as may be specified by the Commissioner. within a period not exceeding fifteen days from the date of such cancellation or non-allotment:

(d) The amount so refunded under clause (c) shall be credited to the employer’s share of contributions in the members account in the Fund. to the extent of withdrawal granted out of the said share. and the balance. if any. shall be credited to member’s own share of contributions in his account".

[No. S-350l2/9/2016-SS-II]
R.K. GUPTA. Jt. Secy.

Note : The principal scheme was published in the Gazette of India. Extraordinary. Part ll. Section 3. Sub-section (i) vide number S.R.O. 1509. dated the 2nd September. l952 and was lastly amended wide number G.S.R. 298 (E). dated the 29th March. 2017.

Annexure - I

The Commissioner
............................... (RC/SRO)

Sub: Application to obtain certificate about deposits in provident fund account/accounts for withdrawals under para 68-80 of EPF Scheme, 1952.

I/We, the employee/employees of M/s .................................................................. are members of society registered for housing purpose with Registration No. ............................................ and the said society is desirous of purchasing dwelling houses/flats or construction of dwelling houses including acquisition of suitable sites for the purpose from the Central Government/State Government/ any housing agency under any
housing scheme or from any builder/promoter. I/We do hereby request to issue certificate about my/our provident fund deposits during the last three months along with balance to undersigned/ society/ builder/ housing society/ bank/lenders namely .....................................

2. I/We, am/are aware about provisions of paragraph 68-80 of EPF Scheme, 1952 according to which member or/and society shall be fully responsible/liable for the agreement with the housing agency/builder/promoter and commissioner shall not undertake any responsibility/liability in this regard.

Signature/Signatures of members with names & PF account numbers

Name/Names PF A/c No. Signature



Provident Fund deposits of following provident fund account are certified for withdrawals under Para 68 BD of Employees Provident Fund Scheme, 1952 for housing purpose as member of cooperative society/society registered under any law or for repayment of monthly installment of a loan to the Government or a housing agency or primary lending agency or bank. The member or/and society shall be fully responsible/liable for the agreement with the housing agency/ builder/ promoter/ lenders and the undersigned shall not undertake any responsibility/ liability in this regard.

Provident Fund Account No.:

Name of the member:

Balance in Provident Fund A/c. as on:

Details about Provident Fund in last 3 months:

Month & Year . Details of wages on which
Provident Fund was deposited 
Credits (if any)
(if any)

For Regional Provident Fund Commissioner


(Paragraph 62 BD)


The Commissioner,
Employees' Provident Fund,
1. I ....................................... S/o/W/of  ....................................... an employee of M/s. .......................................  having Provident Fund Account No. .......................................  hereby authorize
the Commissioner to:

(i) make monthly withdrawal of Rs.  ....................................... (Rupees.................................... only) from..................month of year........... to...........................month of year  ....................................... from my above Provident Fund Account and remit the same to my Loan Account No.  ....................................... by electronic transfer to  .......................................  Bank/Housing Agency/ Other primary lending agency for housing as per following details 

Current/Saving Account of the lender  ....................................... 
Name and address of the Bank of the lender . . . . . . . . .  . . . . . . . . . . . .  . . . . .  . . . . .  . . . .  . . . .      . .  . . . . . . . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . .   IFS Code  ................

(ii) make payment of late fees/interest out of my above provident fund account and remit the same to the aforesaid lenders.

2. I hereby accept and undertake that:

(i) the authrisation at para (1) above shall hereafter remain operative till such time I continue to be a member of the fund and have enough accumulation to my credit and this authority shall not be revoked by me as long as I remain indebted to the above said lender.

(ii) I am aware of the balance in my provident fund account, future contributions to be made and the interest to be credited and I take the responsibility to repay the aforesaid loan. If balance in provident fund account is less than the said monthly installment in any month/year I will pay the installment, late fee and/or interest from my own resources.

(iii) Amount standing to the credit of aforesaid provident fund account together with Provident Fund Account No.  ....................................... of my spouse (if any) is not less than Rs. 20,000/- (Rupees twenty thousand).

Signature  .......................................
Name  ...........................................
Address  ........................................

Certified that the above authorization and undertaking has been signed before me by aforesaid Provident Fund member.

Signature of the Manager of the branch of lender which sanctioned the loan
Source: www.epfindia.gov.in



100 percent da,19,10th Bipartite Settlement,54,6 CPC Order,11,7th CPC Bunching of Stages,20,7th CPC Charter of Demands,104,7th cpc interim report,12,7th CPC Meeting,151,7th CPC Notification,202,7th CPC Projected Pay,204,7th CPC Questionnaire,16,7th CPC Recommendation,619,7th CPC Report,133,7th CPC Terms of Reference,41,8th Pay Commission,1,Aadhar,16,Absorption,47,Ad-hoc Bonus,31,Additional Allowance,4,Additional Pension,7,Additional Post Allowance,2,Administrative Reforms,17,Advance Increment,5,Adventure Sports,9,Age Relaxation,18,AGIF,5,AIIMS,13,Air Travel,77,AIRF memorandum to 7th CPC,4,Airport Employees,8,All India Service,76,Allowances,415,Alteration of Date of Birth,8,Annual Allowance,2,Antarctica Allowance,1,Anubhav,15,APAR,56,Area Welfare Officer,5,Armed Forces Tribunal,21,Army Welfare Fund,8,Artisan Staff,12,Ashok Kumar Mathur,9,Atal Pension Yojna,13,Autonomous Bodies,76,awards,17,Bank,188,Bariatric Surgery,2,Benevolent Fund,3,bhavishya,15,Bhutan Compensatory Allowance,7,Bio-metric Attendance,38,Bonus,146,Bonus Order 2014,9,Bonus Order 2015,13,Bonus Order 2016,7,Bonus Order 2017,10,Bonus Order 2018,12,Breakdown Allowance,4,BRO,16,BSNL,86,BSNL IDA Pensioner,24,BSNLMRS,5,Budget 2014,12,budget 2015,22,Budget 2016,1,Budget 2017,22,Budget 2017-18,6,Budget 2018-19,3,Budget 2019-20,1,cadre management,26,Cadre Restructuring,199,Cancer Treatment,9,Cantonment Board Employees,3,Cash Handling Allowance,6,cashless treatment,17,Casual Leave,8,CAT jurisdiction,1,CAT Order,67,CBDT Order,30,CBEC,14,CBEC CR,9,CBSE,22,CCS (CCA) Rules,60,CCS (Conduct) Rules,63,CCS (Joining Time) Rules,6,CCS (Leave) Rules,56,CCS (RP) Rules 2008,47,CCS (RP) Rules 2016,90,CEA,41,CEA Form,9,Central Administrative Tribunal,3,Central Government Employee Calendar,33,central government employee news,39,Central Pension Accounting Office,134,Central Secretariat Service,6,Central Universities,32,CG Counsel,2,cgda,140,CGEGIS,26,CGEGIS TABLE,17,CGEWHO,65,CGEWHO Noida,18,Cghs,467,CGHS Agartala,2,CGHS AHMEDABAD,6,CGHS AIZAWl,1,CGHS ALLAHABAD,5,cghs BENGALURU,4,cghs bhopal,8,CGHS BHUBANESWAR,3,CGHS CHANDIGARH,6,cghs CHENNAI,3,CGHS Clarification,85,cghs dehradun,4,Cghs Delhi,75,CGHS Dhanbad,1,cghs empanelment,172,Cghs Gangtok,1,CGHS GUWAHATI,5,CGHS HOSPITAL LIST,29,CGHS HYDERABAD,7,Cghs Imphal,1,CGHS Indore,1,cghs jabalpur,5,cghs jaipur,7,cghs kanpur,5,Cghs Kohima,1,cghs kolkata,4,cghs lucknow,3,CGHS MEERUT,6,cghs mumbai,5,cghs nagpur,3,cghs patna,4,CGHS plastic cards,12,cghs pune,2,cghs ranchi,4,cghs rates,49,CGHS Refferal System,2,Cghs Shillong,1,cghs trivendrum,5,CGHS Varanasi,1,CGWB,3,Charge Allowance,2,Child Care Leave,38,Children Education Allowance,44,CIP(IW),3,Citizen Charter,2,Civil Accounts Organisation,51,Civil Services Examination,17,Classification of Posts,5,cleanliness pledge,2,cmss,1,Coal Pilot Allowance,3,Collection of Order,1,Commercial Duty Allowance,3,Commercial Employment after Retirement,12,Commutation of Pension,34,commuted Leave,7,Compassionate Allowance,3,compassionate appointment,72,Compensation,1,Compensatory allowance,6,Compensatory Leave,5,Composition of 7th CPC,9,Compulsory Retirement,15,computer advance,4,computer help,7,Concordance Tables,15,Condiment Allowance,5,Confederation 7th cpc memorandum,4,confirmation,5,Constant Attendant Allowance,15,Construction-Survey Allowance,1,Consumer Price Index,14,Contingent Employee,13,Contract Labour,129,Conveyance Allowance,6,Court Order,113,CPAY,1,CPF Pensioner,29,CPGRAMS,9,CPMA,4,CPMF,106,CPSE,162,cpse ida,59,CS(MA) Rules,73,cscs,10,CSD,41,CSS,42,CSSS,14,cvc,63,Cycle Maintenance Allowance,5,DA from 01-07-2011,3,DA from Apr 2018,3,DA from Jan 2012,5,DA from Jan 2013,16,DA from Jan 2014,22,DA from Jan 2015,16,da from Jan 2016,10,DA from Jan 2017,7,DA from Jan 2018,15,DA from Jan 2019,7,da from Jul 2012,13,DA from Jul 2013,16,da from jul 2014,11,DA from Jul 2015,9,DA from Jul 2016,14,DA from Jul 2017,10,DA from Jul 2018,12,Daily Allowance,19,Daily Officiating Allowance,2,Damage Rate,1,DAPWA,1,Data Entry Operator,5,Database of Employees,2,date of next increment,63,DCMAF,4,DCRG,7,Dearness Allowance,185,Dearness Pay,3,Dearness Relief,102,Debt Recovery Tribunals,2,Defence Civilian Employees,135,Defence personnel,617,Dental Clinics,4,Department Canteen,21,Deputation,65,Desk Allowance,1,dgqa,2,Dictionary,3,Diem Allowance,2,Digital Signature Certificates,1,Direct Tax Code,2,Directorate of Estates,82,Disability Pension,73,Disciplinary Authority,28,DIT,9,Divorced Daughter,4,DNI falls Feb-Jun,8,Domiciliary Visit,3,doppw,4,DOPT,44,DoPT Order,489,Double HRA,11,Double Tpt Allowance,2,dpc,25,Draftsmen,4,DRDO,6,Dress Allowances,12,Dress Code,1,Dry Cell Allowance,1,e-awas,6,e-filing,31,E-Governance,14,e-HRMS,1,e-IPO,1,E-office,12,e-payment,24,E-Revision,20,e-samarth,2,Earned Leave,10,ECHS,115,ECI,1,EDLI 1995,5,edp allowance,1,EDP Cadre,15,Education,90,Ekta Diwas,2,Election,27,Eligibility of Teacher,22,email Policy,1,Emergency Leave,2,emergency treatment,9,Empanelment under CSMA Rules,23,Employee Pension Scheme,25,Employees Deposit Linked Scheme,1,Engineering Cadre,35,eNPS,9,Entertainment Allowance,1,Entry Pay on Promotion,33,EOL,1,EPFO,135,EPFS 1952,60,ERS,3,ESIC,25,eTDS return,15,EVC,5,EWS,7,ex-gratia,39,Ex-India Leave,5,Ex-Indian Coast Guards,1,EX-SERVICEMAN,687,Excel Tips,5,Exemption from Return Filing,11,Expected DA,84,Extension in Service,3,Extra Ordinary Leave,1,Extra Work Allowance,3,extraordinary pension,29,Facilitation Fee,1,Family Pension,258,Family Planning Allowance,8,FAQ,77,Fellowship,2,Festival Offer,10,Fin Min Order,182,Finance Act 2013,1,Financial year 2012-13,2,Firefighting Staff,2,Fitment Formula,80,fixed medical allowance,56,Flexible Complementing Scheme,4,Flying Training,2,Foreign Allowance,3,Foreign Visit,12,form 14,1,Form 16,3,Form 16A,2,Form 25,3,Form 26AS,2,Forms,84,Forwarding of Application,2,FR 15(a),2,FR 22,15,FR 26,2,FR 29,1,FR 35,2,FR 46B,1,FR 49,1,FR 56,19,Free Sea Passage,1,Freedom Fighter Pension,21,Fundamental Rules,4,Gallantry Award,5,GAMS,1,Gandhi Jayanti,10,GAR-23,1,GDS,95,General Pool,67,Geological Survey of India,4,GFR,38,Government Holiday Calendar,51,Govt accommodation,125,Govt Tour,55,gpf,59,Grade pay of SO,66,Grameen Bank,2,Grant-in-aid,2,Gratuity,43,Gratuity Limit for Income Tax,3,greetings,4,group A,122,Group D,80,Guest House,20,Half Pay Leave,2,Hard Area Allowance,12,Hard Station,2,Headquarter Allowance,2,health insurance scheme,17,hearing aid,3,Hierarchy,43,High Court Order,67,Higher Education,36,Hill Area Allowance,2,Hindi Incentive,6,Holiday Homes,40,Holiday Overtime,2,Honorarium,28,Hospitality,1,Hostel Facility in Universities,1,Hota Committee,1,House Rent Allowance,42,Housing Loan,12,HRA,36,IBA,27,ICAS Officers,1,Immediate Relief,1,Immovable Property Return,64,Implementation of 7th CPC,1078,incentive for higher qualifications,6,Incentive for NER,4,Incentive to Sportsperson,15,Income Tax Exemption Limit,120,INCOME TAX,297,Income tax calculation,17,Indemnity Bond,1,Independence Day,2,India Water Week,1,INDU,4,Industrial Trades,22,Injury Leave,3,Inquiry Officer,14,insurance scheme,10,Intelligence Agencies,3,Interest of EPF,24,Interest of GPF,21,interest rate,30,Interim Relief,60,Internet facility to officer,1,Internship,3,Invalid Pension,5,Investment,2,IPv6,2,IRCTC,40,IRTSA,27,Island Special Duty Allowance,1,IT Cadre Restructuring,34,IT Return,54,ITR,7,Jawahar Navodaya Vidyalaya,15,JCM,384,Jeevan Pramaan,53,Joining Time,6,Kashmir Valley Special Concession,8,KBC,2,kendriya bhandar,2,Kendriya Vidyalaya Sangathan,191,Kilometreage Allowance,2,Kisan Vikas Patra,5,KV Admission Guidelines,25,KV Uniform,7,KYC,1,Lab Technician,18,Labour Bureau,16,Labour Laws,23,lactating mother allowance,1,laptop-notebook-facility,6,LARGESS,8,Launch Campaign Allowance,1,LDC-UDC,81,LDCE/GDCE,38,Leave Encashment,16,leave management system,2,Leave Salary,1,Legal Fee,3,Liberalised Family Pension,2,Librarian,2,LIC,2,Licence Fee,12,Lien,5,Life Certificate,64,List of Holidays for year 2012,2,List of Holidays for year 2013,8,List of Holidays for year 2014,10,List of Holidays for year 2015,17,List of Holidays for year 2016,11,List of Holidays for year 2017,3,List of Holidays for year 2018,5,List of holidays for year 2019,8,List of Posts,16,Liver Transplant Surgery,1,Liveries,1,loan advances,38,Loans and advances by Central Government,3,lodge complaints,5,Lok Sabha QA,42,lokpal,60,LTC,148,ltc to AN,12,LTC to JK,31,ltc to NE,24,LTC-80 Fare,31,MACP,222,Major Penalty,13,Married Accommodation Project,2,Maternity Leave,13,Medical Card,1,Medical Charges Reimbursement Bill Form,19,medical decategorization,2,Medical Examination of Group A Officers,4,Medical Professional,69,Memorandum to 7th cpc,82,merger of da,127,merger of grade pay,40,merger of post,20,Min HIPE,1,minimum wages,137,Ministerial Staff,35,Minor Penalty,8,Minority Community,1,Missing Family Member,8,Model School Organization,1,modified parity in pension,43,MOHALI HOUSING COLONY,3,Movable Property Return,53,MSP,3,MTNL,11,Multi Tasking Staff,31,NAC,120,national council meeting,15,National Holiday Allowance,6,National Level Monitors,1,National Mascot Design,1,National Pension System,142,NC JCM Memorandum to 7th CPC,31,NCH,1,NDG ESM Pensioner,1,new pension scheme,270,New Pension System,48,News,154,Newspaper Reimbursement,2,NFIR,3,NFSG,19,Night Duty Allowance,25,Nivaran,1,NLM,1,No Demand Certificate,1,Nomination Forms,6,Non-functional Upgradation,26,Notice for Pensioners,41,Notional Fixation,39,NPA,23,NSC,7,NSSF,3,Nursing Allowance,14,Nursing Institutions,6,Nursing Staff,11,nutritious dietary allowance,2,obc,39,office procedure,13,office space,5,Office Timing,52,Official Directory,1,Official Language Cadre,10,Official Secret Act,1,Officiating Pay,4,One Rank One Pension,369,Online Survey,1,Operation Theatre Allowance,1,ordnance factory,100,OROP Order,39,OTA,28,Out-turn Allowance,1,Outsourcing,9,Overpayment,7,PAC Recommendation,1,PAINTING,2,PAN,18,Paramilitary Allowance,3,Parangat,2,Parliament Assistant,1,Passport,19,Paternity Leave,3,Patient Care Allowance,16,pay,9,Pay Anomaly,74,Pay Fixation,271,Payroll,7,PCDA Order,139,PCO Allowance,2,Pension,746,Pension Adalat,23,Pension Disbursement,99,Pension Form,10,Pension Revision,339,Pensioner Grievances,73,Pensioner I-Card,14,Pensioner Portal,161,Pensioners associations,139,pensioners retired prior to 1.1.2006,170,Penury Grant,2,Permanently disabled children,23,person with disability,91,Personal Pay,5,Personal Staff to Minister,5,PF Scheme,3,PFRDA Bill 2011,30,pgportal,2,pharmacist,3,Physical Training Instructor,1,PIB,4,Piece work calculation,3,Piece work incentive,6,Piece Work Profit,2,Piece Work Rates,3,Piece Work System,3,Pilot Cadre,1,PLB,49,Pledge,7,PLR Scheme,1,Post Graduate Allowance,3,post office,239,PPF,16,PPF Scheme,10,PPO,74,Pragati,5,Pre-1996,7,Pre-2006,59,Pre-2016 Pensioners,113,pre-retirement counselling,19,Presenting Officer,1,Principal CAT,2,PRIS,22,probation,11,Professional Update Allowance,1,Project Allowance,1,Project Dantak Bhutan,3,Promotions,205,Provisional Pension,10,public grievances,8,Public Provident Fund,9,punctuality,1,Qualification Pay,5,qualifying service,41,Railway Concession Form,3,Railway Servants (Pass) Rules,28,Railways,1073,Railways Training Centre,7,Rajbhasha,39,Rajya Sabha QA,38,Rank Pay,23,Ration Money Allowance,8,RBI Circular,18,Re-employed ex-serviceman,60,Receipt Payment Rules,15,Recovery,15,Recruitment,205,Recruitment rules,181,Refreshment Rates,1,RELHS,18,Rent Free Accommodation Allowance,1,Reply to 7th CPC,12,requisition to SSC,3,Research Pay Matrix,3,reservation,159,Reservist Pension,1,residency period,5,Resignation,9,Rest Allowance,1,Restricted Leave,3,Retired Employee,52,Retired officers as Consultant,34,Retirement Adviser,1,retirement age,91,Retirement Road Map,75,review of records,2,revised pay rules,74,Right to Information Act 2012,4,Right to Information Act 2017,2,Right to Public Service Act,1,Risk Allowance,26,roster,3,Rotational Transfer Policy,16,Rounding Off,2,RTI,69,RTI Call Centre,4,rti online certificate course,2,Rule 10,1,Rule 16(3),1,running staff,43,Safai Karamcharies,1,Sainik School,3,Salary Disbursement,30,Sankalp,27,Sanskriti Schools,3,SAS Examination,7,Saving Bank Allowance,2,sc,29,scholarship Scheme,4,Schools,8,Scientific and Technical Posts,18,Scouts-Guides,4,SCOVA,69,Secretarial Assistance,1,Security Allowance,1,Self attestation,7,Self-certification,7,Senior Citizens,25,Seniority,17,Sensitive Posts,3,Service Book,16,Service Verification,6,Seventh Pay Commission,2007,Seventh Pay Commission Report,354,Sexual Harassment,27,Shramev Jayate,1,shunting duty allowance,2,Siachen Allowance,1,Sitting Fee Allowance,2,small saving scheme,60,social Media,18,Space Technology Allowance,1,Sparrow,8,Special Allowance,15,Special allowance for Child Care,2,Special Allowance for Safety Officer,1,Special Casual Leave,8,Special Disturbance Allowance,1,Special Duty Allowance,6,Special Family Pension,2,Special LC Gate Allowance,1,Special Pension,2,Special Train Controller Allowance,3,Split Duty Allowance,1,sports-person,39,SSC,12,st,26,Staff Benefit Fund,6,Staff Car Driver,6,Staff Selection Commission,1,Stagnation,8,State Govt Employees,2,Station Leave Permission,4,Stenographer,4,Stents,2,Stepping up of Pay,42,Stiching Charges,4,Stipend,12,Storekeeping Staff,5,Strike,245,Study Allowance,2,Study Leave,10,Substitute Employee,1,summer vacation,4,Sumptuary Allowance,5,Superannuation,11,Superannuation Charges,1,surplus employee,3,suspension,14,Swantah Sukhaya,2,Swavalamban,36,TA Rules,5,Tatkal Tickets,31,tax,2,Tax Free Bonds,1,TDS,38,TDS Rates,12,Technical Allowance,1,technical resignation,8,telephone facility,3,temporary employee,6,Tenure Allowance,4,Terms and condition,1,Territorial Army Allowance,1,Toll Free Number,1,Tough Location Allowance,7,Touring Officer Hostel,15,Trade Apprentices,13,Trade Union Act,1,train,128,Training Allowance,11,training policy,46,Transfer Policy,93,Transport Allowance,32,Travelling Allowance,75,Treasury Allowance,1,tribal area allowance,4,Trip Allowance,2,Uniform Allowance,9,Unit Run Canteen,26,Upgradation of Post,60,UPSC,20,vacancies,29,Vacation Department,3,Veteran Commission,2,Veterinary Posts,2,Vigilance Clearance,13,Voluntary Retirement,26,Wages,19,Washing Allowance,15,whistle-blowers,7,Widowed Daughter,4,winter vacation,2,Women Employees,55,Work Related Illness Leave,2,Yoga,7,Youth Hostel,3,Zila Saink Board,6,वेतन आयोग,192,
Central Government Employee News and Tools: Withdrawal from the provident fund for Housing Loan & Repayment: Gazette Notification, Application Form, Certificate & Authorization Form
Withdrawal from the provident fund for Housing Loan & Repayment: Gazette Notification, Application Form, Certificate & Authorization Form
Withdrawal from the provident fund to facilitate housing needs of workers Gazette Notification on amendment in EPF Scheme, 1952. Application to obtain certificate about deposits in provident fund account/accounts for withdrawals under para 68-80 of EPF Scheme, 1952. Form for Authorisation for repayment of Housing loan
Central Government Employee News and Tools
Loaded All Posts Not found any posts VIEW ALL Readmore Reply Cancel reply Delete By Home PAGES POSTS View All RECOMMENDED FOR YOU LABEL ARCHIVE SEARCH ALL POSTS Not found any post match with your request Back Home Sunday Monday Tuesday Wednesday Thursday Friday Saturday Sun Mon Tue Wed Thu Fri Sat January February March April May June July August September October November December Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec just now 1 minute ago $$1$$ minutes ago 1 hour ago $$1$$ hours ago Yesterday $$1$$ days ago $$1$$ weeks ago more than 5 weeks ago Followers Follow THIS PREMIUM CONTENT IS LOCKED STEP 1: Share to a social network STEP 2: Click the link on your social network Copy All Code Select All Code All codes were copied to your clipboard Can not copy the codes / texts, please press [CTRL]+[C] (or CMD+C with Mac) to copy