FAQs related to Benefits under UPS in case of death or invalidation or disability of subscriber during service / Resignation from the service
(CGA, DoE, MoF O.M. No. TA-3-07001/3/2025-TA-CGA/e-19475/341 dated 17.09.2025)
FAQs related to Benefits under UPS in case of death or invalidation or disability of subscriber during service / Resignation from the service
(Refer to the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025)
61. How can the subscriber’s family avail benefits of family pension on death or invalidation or disability of subscriber during service?
In the event of death or boarding out on account of disablement or retirement on invalidation of UPS subscriber, options for benefits of family pension under the UPS or under OPS i.e. the Central Civil Service (Pension) Rules, 2021 / the Central Civil Service (Extraordinary Pension) Rules, 2023 are available.
For this, the government employee covered under the UPS shall exercise such option in Form 1 and submit the details of family in Form 2 to the Head of Office, at the time of migration/joining.
62. Can this option for family pension under OPS be revised?
The option for family pension under OPS may be revised at any number of times by the subscriber before his retirement by making a fresh option intimating his revised option in Form 1 to the Head of Office.
63. What happens to individual corpus under UPS in case of benefits availed under OPS?
UPS account of the subscriber shall be closed and the government contribution and returns thereon in the individual corpus of the subscriber shall be transferred to government account. The remaining amount in the individual corpus shall be paid to the subscriber or the legally wedded spouse (as on the date of death of the subscriber), as the case may be. If the subscriber has no legally wedded spouse, the remaining amount in the individual corpus shall be paid to the legal heir(s) of the subscriber in lump sum.
64. What happens if the subscriber resigns from the central government service?
No assured payout under UPS shall be payable. However, in case of resignation, the accumulated pension wealth in the individual corpus shall be payable to the subscriber in lump sum in accordance with the regulations as notified by the PFRDA.
65. What happens if the subscriber resigns for taking up another central government service?
In such cases, the subscriber shall continue under the UPS with the same PRAN. He shall be deemed to be a subscriber of the UPS from the date he was first appointed in the Central Government.
66. What happens if the subscriber has resigned with proper permission to take another appointment in the State Government or any autonomous body/PSU, on or after completion of ten years of qualifying service?
The subscriber shall be entitled to assured Payout admissible under the PFRDA (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025, as in case of superannuation.
67. What happens if a subscriber has been permitted to be absorbed in a service or post in or under a corporation or company wholly or substantially owned or controlled by the Central Government or a State Government or in or under a body controlled or financed by the Central Government or a State Government?
In such cases, the subscriber shall be deemed to have retired from the central government service from the date of such absorption. If the qualifying service is less than ten (10) years, the accumulated pension wealth in the individual corpus under the UPS shall be payable to the subscriber in lump sum. In case of completion of qualifying service of ten years at the time of such absorption, the subscriber shall be entitled to assured payout admissible under UPS.
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